Loan Promotions
Print Friendly

LOANS FOR ALL YOUR NEEDS

Just use our online loan application to apply any time 24/7! It’s fast, convenient, safe, and secure.

VEHICLE LOANS   (Loan Payment CALCULATOR) 
Purchase a new or used auto with competitive financing from Metro. We offer quick pre-approvals and a streamlined application process, so you can get on the road fast!
LOAN TYPEMODEL YEARUP TO 4 YEARSUP TO 5 YEARS6+ YEARS*
New Vehicle2016-2017
2.59%
2.99%
3.99%
Used Vehicle2013-2017
2007-2012
2.99%
3.99%
3.49%
4.49%
4.49%
5.49%
New Boat/RV/Motorcycle2016-20173.99% 4.49%Available
Used Boat/RV/Motorcycle2007-20174.49%5.49%Available
Vehicle Title Loan2007-20174.99% 5.49% 
learnmore
Rates for purchase or refinance.  Financing is 90% of the purchase price for new vehicles and the NADA/Kelly Blue Book loan value for used vehicles.  Up to 100% financing available at 1.00% premium.  *The minimum loan amount is $20,000 for 6 & 7 year terms.  Rates not available to refinance existing METRO loans.  
SIGNATURE (PERSONAL) LOANS
If you’re looking to consolidate debt, pay for unexpected repairs, make a large purchase, or pay for that dream vacation, we offer great rates, flexible terms and convenient repayment options.
LOAN TYPEUP TO 4 YEARSUP TO 5 YEARSLOAN TERMS
Signature Loan13.99%14.99%Min Loan $1,000
Signature Loan  9.99%10.99%Min Loan $5,000
Share Secured Loan 3.79%3.99%Loan amount equal to savings balance
Overdraft Protection Loan  learnmore
18.00% Min Line-of-Credit $1,000
Min payment $100

METRO_Global 948x200_home_equity 4-1-17-s

MORTGAGE / HOME EQUITYTERMRATELTV LIMITSMINIMUM LOAN
Home Equity Line-of-Credit  learnmore15 Years4.99%*up to 85%$20,000
Home Equity Fixed   learnmore
5 Years4.99%up to 85%$20,000
               10 Years5.99%up to 85%$20,000
First Mortgage   learnmore
10-30 YearsCALLup to 80% 
                   
VISA CREDIT CARD RATE MIN CREDIT LINE ANNUAL FEE 
VISA Secured 13.80% Minimum $500 $0.00 
Visa Classic13.80%Minimum $1,000$0.00  
Visa Platinum   learnmore11.80%Minimum $5,000$0.00 
 


PRIME RATE HISTORY

What is the Prime Rate?
The Prime Interest Rate is the interest rate charged by banks to their most creditworthy customers (usually the most prominent and stable business customers). The rate is almost always the same amongst major banks and credit unions. Adjustments to the prime rate are made at the same time; although, the rate does not adjust on any regular basis.  The Prime Rate is usually adjusted at the same time and in correlation to the adjustments of the Fed Funds Rate.  Publications may also refer to the Wall Street Prime Rate or the WSJ Prime Rate. In addition to commercial loans and credit card rates, many consumer loans are based upon Prime, including: home equity loans, car loans, and personal loans.

Prime Rate                             Change Date
06/15/2017                                 4.25%
03/16/2017                                 4.00%
12/15/2016                                 3.75%
12/17/2015                                 3.50%
12/18/2008                                 3.25%
10/31/2008                                 4.00%
10/09/2008                                 4.50%
03/30/2008                                 5.00%