Member Benefits
FOR MORE INFORMATION CLICK ON THE MEMBER BENEFITS TAB
Accessing Your Account
METRO Federal Credit Union provides quick and easy access to
your account whether you’re at home or on the go.
- Free Mobile and text banking
- Mobile Check Deposit
- Free Online Banking
- Bill Pay Service
- Over 5,500 Co-op Shared Branch Locations Nationwide
- Nationwide ATM Access through the Credit Union Co-op Network®
- Free 24-hour Automated Telephone Service
Savings Accounts
Ensure a safe haven for your funds, with protection
provided by the National Credit Union Share
Insurance Fund.
Checking Accounts
We offer a variety of checking accounts that provide
easy access, convenience and security. All designed to
exceed your expectations with:
- Low $0 opening deposit
- No monthly service charge (with qualifications)
- Free Visa Debit Card
- Remote Deposit with METRO’s Mobile App
- Free Bill Pay (with qualifications)
- P2P payments with Zelle
Lending Services
We recognize the diversity of our member’s financial
needs. That’s why we’ve designed a variety of
competitive loan rates to help meet your needs.
Unsecured Loans (without collateral)
- Visa Credit Cards
- Signature Loans
- Overdraft Line of Credit
New and Used Vehicle Loans
- Cars and Trucks
- RVs and Boats
- Motorcycles and ATVs
Real Estate Loans
- Home Equity Fixed Rate Loans
- Home Equity Lines of Credit
- Fixed Rate Mortgages
- Conventional, Purchase and Refinance
Other Services
- Coin Counting
- Night Depository
- Free Notary Service
- Payroll Deduction & Allocation
- Direct Deposit
- VISA Gift Cards
- Travel Money Cards
- Wire Transfers
- Cashiers Checks
- Saving Bonds (Redeeming)
- Temporary Checks
- Rental Car Discounts
- New Car Prices
- Used Car Prices
- Auto-pay Discounts
- GAP Insurance for most Vehicle Loans
- Disability and Life Insurance / Loans
- Life Insurance Discounts
- Home & Auto insurance discounts
- Financial Counseling
- Discounts on Great America and Santa’s Village Tickets
Insured by NCUA