Checking Accounts
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CHECKING ACCOUNTS
METRO Federal Credit Union realizes not everyone’s checking needs are the same. So no matter what phase of life you are in, we’ve got an account to address your situation now & in the future.
All METRO’s Checking Accounts offer:
Unlimited check writing
Free Online access through Virtual Branch
Free Customized Alerts
Free Mobile Banking
Free Mobile Check Deposit
Free Visa Check/ATM cards
Free online check images
Free eStatements
DEBIT/ATM Card
Surcharge-Free ATMs
All Accounts earn dividends starting at $100
orderchecks-2Harland_Clarke_Order_StatusAccess to Over 30,000 ATM’s Nationwide at:
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Use the Application below to open a Checking:
Checking Account Application
Debit/ATM Card Application
Mobile Check Deposit Application
Online Check re-order
Payroll Deduction Form/Direct Deposit
Cross Account Transfer Authorization
Mobile Application
Checking Accounts Comparison
REGULAR Checking:
  • Monthly minimum balance is required
  • Members can avoid the monthly fee of $5.00 if the average account balance is at lease $250.00
  • Members age under 18 and over 59, can avoid the monthly $5.00 fee by keeping an average balance of $50.00
  • ATM transaction fee is $1.00. Free at METRO’s ATM
  • Online Bill Pay fee is $4.50, fee waived with average balance of $2,500.
  • Free Point-of-Sale transactions (Purchases)
  • Online Check re-order
PREMIER Checking (with Direct Deposit)
  • FREE Basic Checks
  • No minimum balance is required
  • No monthly Fee
  • ATM transaction fee is $1.00. (First 6 are FREE) Free at METRO’s ATM
  • Free Point-of-Sale transactions (Purchases)
  • Online Bill Pay is FREE with Direct Deposit and eStatements, otherwise montly fee is $4.50, fee is also waived with average balance of $2,500.
  • Online Check re-order
MONEY MARKET Checking
  • High Yield Investment Account
  • FREE 1st order of basic checks
  • No minimum balance is required
  • No monthly Fee
  • Minimum check amount $500.00
  • Maximum checks paid 3 per month, additional $15.00 each
STUDENT Checking
  • FREE Checks ($25.00 Value)
  • No minimum balance is required
  • No monthly Fee
  • ATM transaction fee is $1.00. (First 6 are FREE) Free at METRO’s ATM
  • Free Point-of-Sale transactions (Purchases)
  • Online Bill Pay is FREE with Direct Deposit and eStatements, otherwise montly fee is $4.50, fee is also waived with average balance of $2,500.
  • Online Check re-order

This account requires a parent as a co-applicant for all students under the age of 16 years.  The student applying must attend full or part-time school and be able to present a school ID in order to receive account benefits.