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The Perfect Visa Card! Easy to Apply, Quick Approvals

With a low rate, no annual fee, no balance transfer fee and no cash advance fee or higher rate for cash advances, carrying our card is just a great value – plain and simple.


VISA Classic Secured Benefits:

  • Low Fixed Rate
  • 13.80% APR
  • Minimum $500 Credit Limit
  • Savings Pledge



VISA Classic Benefits:

  • Low Fixed Rate
  • 13.80% APR
  • Minimum $1,000 Credit Limit


VISA Platinum Benefits:

  • Low Fixed Rate
  • 11.80% APR
  • Minimum $5,000 Credit Limit


woman with METRO visa_web



 apple_pay_logo-svg VISA Applicationpdf-1ssssssr
 Visa Disclosure
Visa Balance Transfer
 Visa Auto Pay



Every member with a METRO VISA Card is automatically enrolled in the
ScoreCard Rewards Program.

Every dollar you spend using your METRO Visa Earns one (1) REWARD POINT. ScoreCardLogo_NEWScoreCard Reward Points can be redeemed for merchandise, gift cards, discounts, vacations, cruises, hotel & car rentals!

Visit to create your profile and view your reward balance.  Start redeeming with as little as 2,000 POINTS.

After deciding how you would like to be rewarded, select the item and use the simple checkout process.  You’ve earned it!


Your Card is SECURE

Be assured that we’re on alert 24/7 helping prevent the unauthorized use of your card information. With the help of Falcon, VISA’s fraud prevention department, potential credit card fraud can be identified and stopped before you’re even aware of it!lock

If fraud is detected, Falcon will immediately try to contact you using the primary phone number on your VISA account.  The purpose of the call is to verify the suspicious purchase(s).

A representative will also verify your identity, but they will NEVER ask you for your card number, expiration date, security code, or social security number.

This service is a valuable tool in the fight against fraud!  Help us keep up the good work by updating the credit union if your phone number has changed, if you are traveling outside the country, or if you have moved.


Online Visa Card ACCESS

Need instant access to your account? No problem!EZCARD

Not only can you make VISA payments via account transfer through Virtual Branch Online Banking, but VISA’s eZ Card Info has more online tools available to you anytime.

Enroll your card at and start managing your bills, payments and spending whenever convenient.

Access includes:

  • View account balance
  • Check available credit
  • View past and current statements
  • View transactions and pending authorizations
  • Pay your bill
  • Set customized eAlerts
  • Download data to financial software
Verified by VISA  Get an extra layer of security when you shop online  

In addition to our other ways of preventing, detecting, and resolving fraud, we offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.

How it Works       Registration & Activation