Savings Rates
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  • SHARE CERTIFICATES

REGULAR SHARE CERTIFICATES                                            PDF icon Print Current Certificate Rates                                 (Rates Effective 10/22/2024) ∇ 

Balance Range6 Month12 Month 18 Month 24 Month 36 Month 48 Month 
$1,000 – $50,0002.12% APY2.32% APY2.53% APY2.73% APY2.94% APY2.94% APY
$50,000 – $100,0002.43% APY2.63% APY2.84% APY3.04% APY3.25% APY3.25% APY
$100,000 – and over2.73% APY2.94% APY3.14% APY3.35% APY3.56% APY3.56% APY
SHARE CERTIFICATE SPECIAL
 Effective 10/22/2024  

 

 

$25,000 and Over

$25,000 and Over

 

8 Month Share Certificate Special

 

4.03%APR / 4.11% APY

4.15%APR / 4.23% APY

 

15 Month Share Certificate Special

 

3.83%APR /3.90% APY

4.05%APR / 4.13% APY

 

 

Limited Time Only

NEW MONEY ONLY- LIMITED TIME

IRA SHARE CERTIFICATE SPECIAL Effective 10/22/2024  

$25,000 and Over

$25,000 and Over

24 Month Share Certificate Special

24 Month Share Certificate Special

3.60%APR / 3.66% APY

3.70%APR / 3.76% APY

Limited Time Only

NEW MONEY ONLY- LIMITED TIME

Eligibility:
The Annual Percentage Yield (APY) is earned if the funds are left to compound for one year.  All dividends are paid monthly. Rates are reviewed periodically and are subject to change without notice.  The minimum balance listed is required to earn the corresponding APY listed.  Rates, terms, and accounts are for members only.  NEW MONEY means funds to open certificate must come from another bank or credit union.  A three month penalty will be imposed for early withdrawal on term share certificates.  Institutional Deposits are not eligible.  This credit union is federally insured by the National Credit Union Administration (NCUA).


PAYROLL SHARE CERTIFICATE – Funded by Payroll Deposit Only
(Rates Effective 07/17/2024) 

Balance Range12 Month 18 Month 24 Month 36 Month 48 Month 
$0.01 – and over2.02% APY2.17% APY2.32% APY2.48% APY2.63% APY

 

  • DEPOSIT ACCOUNTS

PRIMARY SAVINGS 
(Rates Effective 10/01/2024) 

Minimum DepositMinimum Balance to Earn DividendDividend RateDividend APYCompounded
$10.00$100 – $4,9990.10% 0.10% Monthly
$10.00$5,000 -$9,9990.15% 0.15% Monthly
$10.00$10,000- 24,9990.25% 0.25% Monthly
$10.00$25,000 and Over0.50% 0.50% Monthly

 

VIP MONEY MARKET Δ
(Rates Effective 10/01/2024) 

Minimum DepositMinimum Balance to Earn DividendDividend RateDividend APYCompounded
$0.00$100 – $4,9990.25% 0.25% Monthly
$0.00$5,000 -$9,9990.35% 0.35% Monthly
$0.00$10,000- 24,9990.50% 0.50% Monthly
$0.00$25,000 – 49,9990.60% 0.60% Monthly
$0.00$50,000 and over0.85% 0.85% Monthly

 

REGULAR CHECKING
(Rates Effective 10/01/2024)

Minimum DepositMinimum Balance to Earn DividendDividend RateDividend APYCompounded
$0.00$100 -$2,5000.01%0.01%Monthly
$0.00$2,501 – 5,0000.01%0.01%Monthly
$0.00$5,001 and over0.01%0.01%Monthly

 

PREMIER CHECKING
(Rates Effective 10/01/2024)

Minimum DepositMinimum Balance to Earn DividendDividend RateDividend APYCompounded
$0.00$100 -$2,5000.01%0.01%Monthly
$0.00$2,501 – 5,0000.02%0.02%Monthly
$0.00$5,001 and over0.03%0.03%Monthly

 

  • CLUB ACCOUNTS

CHRISTMAS & VACATION CLUB SAVINGS Δ
(Rates Effective 10/01/2024) 

Minimum DepositMinimum Balance to Earn DividendDividend RateDividend APYCompounded
$0.00$0.01 and over0.50% 0.50% Monthly

 

KIDS CLUB SAVINGS 
(Rates Effective 10/01/2024)

Minimum DepositMinimum Balance to Earn DividendDividend RateDividend APYCompounded
$0.00$0.01 – $5002.00%2.02%Monthly
$0.00$500.01 and Over0.20% 0.20%Monthly

 

  • INDIVIDUAL RETIREMENT ACCOUNTS

TRADITIONAL & ROTH IRA SAVINGS Δ
(Rates Effective 10/01/2024)

Minimum DepositMinimum Balance to Earn DividendDividend RateDividend APYCompounded
$0.00$0.01 and over0.50% 0.50% Monthly

 

IRA SHARE CERTIFICATES ∇
(Rates Effective 09/23/2024) 

Balance Range12 Month 18 Month 24 Month 36 Month 48 Month 
$1,000 – $50,0002.32% APY2.53% APY2.73% APY2.94% APY3.94% APY
$50,000 – $100,0002.63% APY2.84% APY3.04% APY3.25% APY3.25% APY
$100,000 – and over2.94% APY3.14% APY3.35% APY3.56% APY3.56% APY

 

IRA PAYROLL SHARE CERTIFICATE – Funded by Payroll Deposit Only
(Rates Effective 07/17/2024) 

Balance Range12 Month18 Month24 Month36 Month48 Month
$0.01 – and over2.02% APY2.17% APY2.32% APY2.48% APY2.63% APY

 


DIVIDENDS: The Annual Percentage Rate (APR) and the Annual Percentage Yield (APY) is subject to change. You must maintain the stated minimum balance to obtain the APY. Interest begins to accrue on the day of deposit for both cash and non-cash (checks) deposits. Dividends are paid monthly, on the last day of the month. Account withdrawals, penalties, or fees may reduce earnings and the stated APY.

Certificate Account rates are subject to change weekly, but the rate will remain in effect for the term of the certificate once issued. Funds earn dividends from the first business day of deposit through the day of withdrawal, are compounded and posted monthly. Dividend penalties may apply for early withdrawals.

 

Learn More about NCUA Savings Insurance Coverage

YOUR MONEY IS SAFE & SECURE

This credit union is federally insured by the National Credit Union Administration (NCUA).  NCUA’s insurance is backed by the full faith and credit of the US Government.  The individual account limit is $250,000; the Joint account limit is $500,000.