ACCOUNT SERVICES Debit/ATM Cards

Access your funds securely and conveniently.
With a swipe of your card, you can spend funds in your checking account at any VISA merchant without the hassle of cash.
Surcharge-FREE ATM’s
Thanks to our CO-OP Network membership, you’ll enjoy fee-free access!
METRO Debit Card Holders can also use our ATM for unlimited FREE ATM transactions and inquiries.
Located in our drive-thru Lane 3, as a drive-up ATM.
2440 E Rand Road
Arlington Heights IL 60056
Use any ATM with one of these logos to make withdrawals/purchases or balance inquiries (Worldwide).
Your Debit Card is Now Contactless
Starting with April 2023 expiration dates, you’ll receive a contactless debit card when yours expires. Just look for the contactless symbol on any payment terminal to use your card. Simply tap and hold your card to the front of the terminal and wait for a beep or green light before removing your card. You will still have the option to insert your card as well.
Your Contactless and Chip Transactions are Secure!
– Every chip & contactless transaction includes a unique code, helping to protect against fraud and identity theft.
– Contactless transactions only work within 1-2 inches from the point of sale terminal.
– Save time by tapping your card at local retailers!
You can still insert your card and utilize the safety of the embedded EMV chip on your Metro Debit Card.
Mobile Wallet Equiped
Add your METRO Debit Card to your Mobile Wallet for convenient payments at the store or shopping on your phone! Leave your card at home when you add it to either Apply Pay, Google Pay or Samsung Pay. Your personal information and card number stay private!
Coming Soon – Debit Card Management in METRO’s App!
Available soon – Manage your debit card on the go! Have complete control over your debit card – all from the palm of your hand. With METRO’s CardManagement, the newest feature in our mobile app, you’ll have the poser to:
- Instantly turn cards on/off anytime, anywhere
- Control where and how you make purchases
- Track transactions with merchant names
- Get a clear view of your spending at a glance
- See merchant details, including name and location
This smart, secure tool will automatically appear in your app when it launches, giving you greater visibility and control over your finances. You’ll be able to monitor where your cards are stored online, receive instant transaction alerts, all within the app!
Card Limits
- Withdraw up to $500 cash per day.
- Point of Sale purchases up to $2,000 per day.
- Premier/Student Checking Account holders receive (6) free Credit Union ATM transactions per month (4 Withdrawals, 2 inquiries), additional transactions/inquiries at $1.00 each.
- Regular Checking Account – there is a $1.00 fee for each transaction/inquiry.
Have Questions?
Want some more information about us or any of our products? We’d love to hear from you!
Need to report a Lost or Stolen Debit Card? Call 800-472-3272, option 2.