Checking Accounts
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CHECKING ACCOUNTS
METRO Federal Credit Union realizes not everyone’s checking needs are the same. So no matter what phase of life you are in, we’ve got an account to address your situation now & in the future. 
All METRO’s Checking Accounts offer:
  • Unlimited check writing
  • Free Online access through Virtual Branch
  • Free Customized Alerts
  • Free Mobile Banking
  • Free Mobile Check Deposit
Access to Over 30,000 ATM’s Nationwide at:
Go to Star Surcharge Free ATM Network websiteGo to CO-OP Network website

Reorder Checks orbox of harland clarke checks
Check Order Status Here

Open a Checking Account:

 

REGULAR Checking:

  • Monthly minimum balance is required
  • Members can avoid the monthly fee of $5.00 if the average account balance is at least $250.00
  • Members age under 18 and over 59, can avoid the monthly $5.00 fee by keeping an average balance of $50.00
  • ATM transaction fee is $1.00. Free at METRO’s ATM
  • Online Bill Pay fee is $4.50, fee waived with an average balance of $2,500.
  • Free Point-of-Sale transactions (Purchases)
  • Online Check re-order

 

PREMIER Checking (with Direct Deposit)

  • FREE Basic Checks
  • No minimum balance is required
  • No Monthly Fee
  • ATM transaction fee is $1.00. (First 6 are FREE) Free at METRO’s ATM
  • Free Point-of-Sale transactions (Purchases)
  • Online Bill Pay is FREE with Direct Deposit and eStatements, otherwise the monthly fee is $4.50 the fee is also waived with an average balance of $2,500.
  • Online Check re-order

 

MONEY MARKET Checking

  • High Yield Investment Account
  • FREE 1st order of basic checks
  • No minimum balance is required
  • No Monthly Fee
  • Minimum check amount $500.00
  • Maximum checks paid 3 per month, additional $15.00 each

 

STUDENT Checking

  • FREE Checks ($25.00 Value)
  • Free VISA Debit Card for ages 15 and up
  • No minimum balance is required
  • No Monthly Fee
  • ATM transaction fee is $1.00. (First 6 are FREE) Free at METRO’s ATM
  • Free Point-of-Sale transactions (Purchases)
  • Online Banking and Mobile App
  • Online Bill Pay is FREE with eStatements, otherwise the monthly fee is $4.50
  • Zelle available for ages 18 and older
  • Online Check re-order

This account requires a parent as a co-applicant for all students under the age of 17 years. The student applying must attend full or part-time school and be able to present a school ID in order to receive account benefits.

Insured by NCUA