Savings Rates
- SHARE CERTIFICATES
PAYROLL SHARE CERTIFICATE – Funded by Payroll Deposit Only
(Rates Effective 07/17/2024)
| Balance Range | 12 Month | 18 Month | 24 Month | 36 Month | 48 Month |
|---|---|---|---|---|---|
| $0.01 – and over | 2.02% APY | 2.17% APY | 2.32% APY | 2.48% APY | 2.63% APY |
- DEPOSIT ACCOUNTS
PRIMARY SAVINGS
(Rates Effective 10/01/2024)
| Minimum Deposit | Minimum Balance to Earn Dividend | Dividend Rate | Dividend APY | Compounded |
|---|---|---|---|---|
| $10.00 | $100 – $4,999 | 0.10% | 0.10% | Monthly |
| $10.00 | $5,000 -$9,999 | 0.15% | 0.15% | Monthly |
| $10.00 | $10,000- 24,999 | 0.25% | 0.25% | Monthly |
| $10.00 | $25,000 and Over | 0.50% | 0.50% | Monthly |
VIP MONEY MARKET Δ
(Rates Effective 10/01/2024)
| Minimum Deposit | Minimum Balance to Earn Dividend | Dividend Rate | Dividend APY | Compounded |
|---|---|---|---|---|
| $0.00 | $100 – $4,999 | 0.25% | 0.25% | Monthly |
| $0.00 | $5,000 -$9,999 | 0.35% | 0.35% | Monthly |
| $0.00 | $10,000- 24,999 | 0.50% | 0.50% | Monthly |
| $0.00 | $25,000 – 49,999 | 0.60% | 0.60% | Monthly |
| $0.00 | $50,000 and over | 0.85% | 0.85% | Monthly |
REGULAR CHECKING
(Rates Effective 10/01/2024)
| Minimum Deposit | Minimum Balance to Earn Dividend | Dividend Rate | Dividend APY | Compounded |
|---|---|---|---|---|
| $0.00 | $100 -$2,500 | 0.01% | 0.01% | Monthly |
| $0.00 | $2,501 – 5,000 | 0.01% | 0.01% | Monthly |
| $0.00 | $5,001 and over | 0.01% | 0.01% | Monthly |
PREMIER CHECKING
(Rates Effective 10/01/2024)
| Minimum Deposit | Minimum Balance to Earn Dividend | Dividend Rate | Dividend APY | Compounded |
|---|---|---|---|---|
| $0.00 | $100 -$2,500 | 0.01% | 0.01% | Monthly |
| $0.00 | $2,501 – 5,000 | 0.02% | 0.02% | Monthly |
| $0.00 | $5,001 and over | 0.03% | 0.03% | Monthly |
- CLUB ACCOUNTS
CHRISTMAS & VACATION CLUB SAVINGS Δ
(Rates Effective 10/01/2024)
| Minimum Deposit | Minimum Balance to Earn Dividend | Dividend Rate | Dividend APY | Compounded |
|---|---|---|---|---|
| $0.00 | $0.01 and over | 0.50% | 0.50% | Monthly |
KIDS CLUB SAVINGS
(Rates Effective 10/01/2024)
| Minimum Deposit | Minimum Balance to Earn Dividend | Dividend Rate | Dividend APY | Compounded |
|---|---|---|---|---|
| $0.00 | $0.01 – $500 | 2.00% | 2.02% | Monthly |
| $0.00 | $500.01 and Over | 0.20% | 0.20% | Monthly |
- INDIVIDUAL RETIREMENT ACCOUNTS
TRADITIONAL & ROTH IRA SAVINGS Δ
(Rates Effective 10/01/2024)
| Minimum Deposit | Minimum Balance to Earn Dividend | Dividend Rate | Dividend APY | Compounded |
|---|---|---|---|---|
| $0.00 | $0.01 and over | 0.50% | 0.50% | Monthly |
IRA SHARE CERTIFICATES ∇
(Rates Effective 09/23/2024)
| Balance Range | 12 Month | 18 Month | 24 Month | 36 Month | 48 Month |
|---|---|---|---|---|---|
| $1,000 – $50,000 | 2.32% APY | 2.53% APY | 2.73% APY | 2.94% APY | 3.94% APY |
| $50,000 – $100,000 | 2.63% APY | 2.84% APY | 3.04% APY | 3.25% APY | 3.25% APY |
| $100,000 – and over | 2.94% APY | 3.14% APY | 3.35% APY | 3.56% APY | 3.56% APY |
IRA PAYROLL SHARE CERTIFICATE – Funded by Payroll Deposit Only
(Rates Effective 07/17/2024)
| Balance Range | 12 Month | 18 Month | 24 Month | 36 Month | 48 Month |
|---|---|---|---|---|---|
| $0.01 – and over | 2.02% APY | 2.17% APY | 2.32% APY | 2.48% APY | 2.63% APY |
DIVIDENDS: The Annual Percentage Rate (APR) and the Annual Percentage Yield (APY) is subject to change. You must maintain the stated minimum balance to obtain the APY. Interest begins to accrue on the day of deposit for both cash and non-cash (checks) deposits. Dividends are paid monthly, on the last day of the month. Account withdrawals, penalties, or fees may reduce earnings and the stated APY.
Certificate Account rates are subject to change weekly, but the rate will remain in effect for the term of the certificate once issued. Funds earn dividends from the first business day of deposit through the day of withdrawal, are compounded and posted monthly. Dividend penalties may apply for early withdrawals.
YOUR MONEY IS SAFE & SECURE
This credit union is federally insured by the National Credit Union Administration (NCUA). NCUA’s insurance is backed by the full faith and credit of the US Government. The individual account limit is $250,000; the Joint account limit is $500,000.